Bankruptcy

New Jersey Bankruptcy Attorneys

Sadly, many individuals find themselves in extremely difficult financial conditions for a wide variety of reasons. Depending on the circumstances of the situation, a bankruptcy filing may be one's best – and only – option. The federal Bankruptcy Code offers a "fresh start"to those who qualify. It affords such debtors the opportunity to reset their personal finances and to get out from under the avalanche of bills and the incessant phone calls of debt collectors.

It is often a difficult and unhappy decision to file for bankruptcy. Everyone has a different situation and the protections of the bankruptcy laws will benefit some more than others. Additionally, filing for bankruptcy has a psychological impact that cannot be ignored. Nobody likes to admit that they have failed in handling their personal finances. In order to make the decision easier, the following debunks many of the myths and stereotypes surrounding filing for bankruptcy.

The Law Offices of Hunziker, Jones & Sweeney are experienced in helping families and individuals deal with the devastating effects of financial distress and in mapping out potential strategies, including the possibility of filing for bankruptcy, to help them cope and to see the light at the end of the tunnel. The attorneys at the firm understand that financial distress is an extremely emotional and difficult time for anyone to go through. If you are experiencing severe financial distress and may be considering bankruptcy as an option, or want to know more about what a bankruptcy filing may do to help you, call The Law Offices of Hunziker, Jones & Sweeney at (973) 256-0456 or fill out our contact form for a consultation.