New Rule Protects Seniors and Disabled Adults from Financial Exploitation

With technology becoming increasingly prominent in our every day lives, the risk of financial exploitation has increased as well. Those that are especially at risk include the elderly and adults with mental or physical impairments and scammers know to take advantage of them. Instances of financial exploitation commonly involve:

Telephone scams requesting money for a […]

What Happens to Student Loan Debt after You Die or Become Disabled?

If you die or become disabled unexpectedly while carrying student loan debt, it becomes even more difficult to pay it off. What happens to you were to die or become disabled with this debt? With students carrying hundreds of thousands of dollars in student loan debt after graduation, a tragic life event can leave the […]

DDD and Medicaid

If a recipient needs services from the Division of Developmental Disabilities (DDD), that recipient must qualify for Medicaid. The changes enacted have affected many DDD recipients.

Any new DDD application is required to meet the functional criteria and have Medicaid eligibility before they can begin receiving any services. If a person already receives DDD benefits […]


On December 19, 2014, the President signed into law the Achieving a Better Life (ABLE) Act of 2014, which allows for disabled persons to have limited savings accounts, without jeopardizing any governmental benefits received by that disabled person. The Treasury is to create regulations with respect to ABLE act accounts. The ABLE account is intended […]

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